Critical Illness Insurance
According to The American Association for Critical Illness Insurance, statistics show annually: Some 1.4 million Americans are diagnosed with cancer. Every 40 seconds someone in the U.S. has a stroke; 600,000 people will experience their first stroke.
Although most medical plans provide coverage for hospital and medical expenses arising from critical illnesses, there are still many expenses that are not covered.
The critical illness insurance provides a lump-sum, tax-free payment should a policyholder suffer from certain specific critical conditions.
Lump sum cash payments paid directly to you upon the first positive diagnosis of a covered critical illness.
Choose your benefit! $5,000 – $50,000 (in $5,000 increments)
Coverage is available for individuals and family members.
Some of the illnesses that the Critical Illness policy will cover are:
- Cancer (optional, elected by the primary insured)
- Heart Attack
- End Stage Renal Disease
- Amyotrophic Lateral Sclerosis (ALS) (Lou Gehrig’s Disease)